If you can find a cruise line that can perform it then you should contact Medicare and confirm with them whether it would be covered. Make sure you get any answer, especially if it is yes, in writing just in case.

This document gives you an over view of what Medicare covers overseas or on the cruise. I know how important Medicare is as my mother has this for her primary and only insurance. With her being disabled and needing doctors care on a weekly basis. 

The other thing I highly suggest, is for you to contact the 800 number of medicare. Look on the back of your card- it should be provided. 

Good luck on the cruise. Sounds like a lot of fun. 

If you have a supplement that pays the same way medicare does, there is probably an out of pocket maximum threshold. Once you know that dollar amount, divide it by 12 mos. Most likely, it will be less than $ 200.00… Now add your monthly premium. How much, on average, per month are you expected to spend?

This means…. Once you pay the dollar amount specified as the ‘out of pocket max’, the secondary plan will pay everything @ 100% for the rest of the year. I know it seems tedious, but, the plan is probably pretty good.

And, while its true you can pay from $ 250.00 – $ 450.00 per month on a medi-gap supplement, why would you; if the amount you pay per year is less on the plan you already have.

Also check out Medicare Advantage Plans available in your state.

Talk to a local agent.

Good Luck

thanxs.

Yup. YT is having a lot? of glitches.

Mixed news but mostly on the good side.
Our Halloween thing can wait til next year.
Rich needs you NOW.
Tell him I? wish him luck.

thanxs.?

OMG Cindy we HAVE? To!!
But Rich comes FIRST!

Tax increases, whether loophole cuts or rate increases cannot close that large a hole. I am not saying that NO tax increases should be part of the solution like the congressional republicans, but the IMF did a study of successful debt reduction programs and found that they were usually 4-5 times as heavy in spending reductions as tax increases. Plans that relied heavily on tax increases usually failed to close deficits.

This is because tax increases, by nature, face the law of diminishing returns. The more you rely on them, the less effective they are because they change incentives and they encourage avoidance behavior that is usually economically inefficient. This in turn slows the economy, which in turn increases the demand.

We need to reform these programs so that their rate of growth over the next 70-80 years is close to the rate of inflation. Note that this is not a CUT. I am talking about preserving the programs at their current levels. Democrats call that a cut because it is a reduction in PLANNED increases.

But the increases planned are not sustainable. Economcis studies show that when govt debt reaches 100% of GDP, economies slow dramatically. We’re at 98% (Federal + State), and our economy has slowed dramatically. Coincidence? Greece is in economic meltdown. Their debt to GDP ratio is 150%. Get the picture?

This way everyone pays their fair share and the Government cannot use the tax code for societal manipulation.

Educating people who can not use deductive reasoning, is? the daunting task.

we cannot allow these socialists to spend us into oblivion. any idiot would know the? consequences, the obamaheads need to get a grip on reality, they are totally screwing us and our offspring. that there is a chance in hell they will be re-elected is astounding imho

What you are doing with these “Lunch Alerts” are PROFOUND !!!

Your credentials and THIS TECHNIQUE are the most significant thing I have seen in my more than 50 years of experience.

PLEASE recognize that this method could be the answer to combating the “expected/anticipated” use of the internet by Obama.

SM